Entries by Motz

The IMPORTANCE of Life Insurance for a Stay-at-Home-Spouse

Just because you are a Stay-at-Home Spouse, does not mean you do not need Life Insurance. It is just as important for the Stay-at-Home Spouse to need Life Insurance as it is for the working parent. Although the amount of Life Insurance needed for a Stay-at-Home Spouse may be less than that needed for the main wage earner, it would still be an important resource […]

Do I Need Personal Umbrella Insurance?

Personal Umbrella Insurance is designed to provide an extra layer of liability protection beyond the limits of your underlying insurance policies, such as your homeowners, renters, or auto insurance. While we can’t provide personalized financial advice, we can offer some general information to help you consider whether Personal Umbrella Insurance might be beneficial for you. […]

Why Would I Need Professional Liability Insurance?

Professional Liability Insurance, also known as Errors and Omissions Insurance or Malpractice Insurance, provides coverage for professionals in case they are sued by a client or customer for negligence, errors, or omissions in their professional services. Here are some reasons why you might need Professional Liability Insurance: Protection against claims: As a professional providing services […]

Who Needs General Liability Insurance?

General Liability Insurance is important for various types of individuals and businesses. Here are some examples of who typically needs General Liability Insurance: Small business owners: Any business, whether it’s a sole proprietorship, partnership, or corporation, can benefit from General Liability Insurance. It protects against claims of bodily injury, property damage, and personal injury arising […]

What is Key Man Life Insurance

Key Man Life Insurance, also known as Key Person Insurance or Key Employee Insurance, is a type of life insurance policy that a company purchases to provide financial protection in the event of the death of a key employee or key person within the organization. This insurance policy is designed to compensate the business for […]

What Are Some Common Types of Business Insurance?

Business Insurance is a type of coverage that helps protect businesses from various risks and potential financial losses. It provides financial assistance in the event of property damage, liability claims, legal expenses, and other unforeseen circumstances. Here are some common types of Business Insurance: 1. General Liability Insurance: This coverage protects businesses against claims of […]

Why Does an Absentee Home Watch Service Need Insurance?

Home Watch Services are beneficial to keep a watchful eye on your home for absentee or seasonal homeowners. They are primarily for residential and second homeowners who spend extended periods of time away from home. They provide peace of mind to be sure that issues such as weather damage, broken pipes, vandalism, maintenance, broken windows, pests and […]

Top 10 Reasons to Switch to Motz-Rusin Insurance Agency

Looking for the BEST Insurance Agency? Look no further because Motz-Rusin Insurance Agency has you covered! Here are the Top 10 Reasons to Switch to Motz-Rusin Insurance Agency Independent Agency Low Rates Customer Service Personal Attention Protection & Peace of Mind An insurance Family you can TRUST Local Knowledge Years of Experience Community Involvement One-Stop […]

MR What Are the Advantages to Using an Insurance Agent to Purchase Insurance?

When using an insurance agent/broker to purchase your insurance, the policyholder receives more personal service as well as simplifying the process of buying insurance. Your insurance agent will take time to understand your needs and offer helpful advice as those needs change. It is much better for the policyholder to have an agent with whom […]

Are You Thinking of Renting Your House or Condo for the BNP Paribas Open?

    The BNP Paribas Open is just around the corner. If you are thinking of renting out your house or condo for a couple days, the weekend or weekly you will need a Short-Term Vacation Rental Policy. You may think you’re covered in the event of a fire, or damage, theft or liability through […]