Entries by Motz

What Value Can Motz-Rusin Insurance Agency Bring to You?

In a Nutshell…Because we know INSURANCE inside and out!!!! WHY CHOOSE OUR AGENCY? We are a LOCAL Family-Owned Independent Insurance Agency with 3 Generations of Insurance Agents in Palm Desert, California. Out of State Licensing We are licensed in 12 states which gives us the opportunity to insure our out of state clients & snowbirds […]


HOW CAN I SAVE MONEY ON MY INSURANCE? This is a question we hear on a daily basis. Here are just a few ways to save money on your insurance. Bundle…Bundle…Bundle! Having multiple policies with the same company such as your homeowners insurance bundled with your auto insurance is one way to help save you […]

What questions should I be expected to answer when I am applying for an Auto Insurance Policy?

Do you often wonder why insurers need so much information? When you apply for an auto insurance policy, you will be asked several questions. Starting with the basics…your name & address, age, gender, etc. Additionally, you will be asked a number of other questions which will be used to ultimately help a car insurance company […]

What’s the Difference? Independent Insurance Agent vs Captive Insurance Agent

The main difference between a Captive Insurance Agent vs Independent Insurance Agent is the number of insurance carriers they represent. “Captive” Insurance Agent Captive Insurance Agents represent and sell insurance for a single company and can usually only sell their policies (some companies have exceptions).   When you contact a captive agent to quote your […]

Got Earthquake Insurance?

Southern California has been shaking! Typical Homeowner’s Insurance Policies do not cover earthquake damage. Earthquakes over 5.0 cause a moratorium on issuing out Earthquake Insurance Policies. In order to ensure you have coverage for an earthquake, you will need to purchase an Earthquake Insurance Policy. Earthquake Insurance is AFFORDABLE! We can still write Earthquake Insurance! […]

Short Term Rentals and Insurance

I am sure by now most of the residents of the Coachella Valley have “Heard the Buzz” about renting your home or condo for the BIG concerts, Coachella Valley Music and Arts Festival & Stagecoach Festival, hoping to make a few extra bucks for the weekend. Something homeowners usually don’t think about is that their […]