Why Do I Need Mexican Automobile Insurance?

Sure, Mexico is beautiful, with the blue waters of the Pacific, where surfers from Southern California go to catch a wave just across the border. Some just go for the day along the scenic coast with its breathtaking views. Some take weekend RV trips into Mexico and have a great time, while others are going for the Mexican culture, touring as well as shopping. After all, it’s so much fun to “bargain” at the border with the street vendors. Rosarito Beach, is known for its scrumptious lobster at a great price!

Many people travel across the border daily for prescriptions, dental care and for other medical purposes.

It’s not just Southern Californians who enjoy going across the border, many people from the “border cities” of Arizona, New Mexico and Texas also take daily or weekend trips into Mexico.

However, did you know it is suggested that you ALWAYS obtain Mexican Automobile Insurance prior to crossing the border.

• Mexican law requires that drivers from out of their country must be financially liable for any physical damage or bodily injury they might cause. Mexican authorities do NOT recognize American or Canadian issued auto insurance as valid, regardless that the American policy has “Mexican” coverage.

• If you are involved in a motor vehicle accident in Mexico, it is likely that you will be detained until the local authorities can determine who is at fault. Even if you are not at fault, under Mexican law, motorists are required to have Mexican Auto Insurance, or officials will want proof of financial responsibility and will expect you to post a bond to cover estimated costs before you will be released. You could end up without a way to recover damages unless you have purchased your own policy. Financial responsibility can be demonstrated either by possession of cash, approximately $5,000.00-$10,000.00, or by possession of #MexicanAutoInsurance through an authorized company.

• If you are at fault in an accident, you will likely be detained by the police until they have determined you can make payment to the other party.

• Prior to traveling to Mexico, travelers should make their own inquiries into Mexican law.

This article does not include all available information regarding traveling in Mexico.

This article is for informational purposes only.

Click here to buy your Mexico Auto Insurance: https://bit.ly/2JVYuhD

For information on Mexico Automobile Insurance prior to traveling to Mexico go to http://www.MotzRusin.com or contact us at Motz-Rusin Insurance Agency at 760-564-3888. License #0M26924

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